Grandpa Smith was in a panic. The new insurance rate quote lying on the dining room table had him reaching for his heart pills

He’d been with this company for better than thirty years had done the bundle for home and auto, always paid on time and yet the new quote left him with cold chills

The note on the bottom of the bill advised that for further clarification please call this 800 number.

The nice young man expressed appropriate empathy while stating that everything was more expensive from labor for car repairs and for home storm damage the price of lumber

“But I’ve never filed a claim,” stated Grandpa. “I live in old house and drive a nine-year-old car.”

“That’s considered a bit of an issue Mr Smith,” explained Ajai, the voice on the phone. Should a strong wind damage your older roof the price of shingles has sky-rocketed and your rates go up the older you are.”

“Also repair rates for autos has drastically increased due to inflation. Have you seen what a body shop charges to replace a front grill?”

“And yet when an uninsured motorist runs into you, we’re required to pay the bill”

“Think about this Mr Smith, everytime you see a riot, a tornado, or a wildfire everyone files a claim”

“And with the number of undocumented migrants trying to drive, the new uninsured motorist rates currently being figured will make this current quote look tame”

“So what happens if I file a claim for a damaged roof after a wind storm?” asked Grandpa Smith.

“Oh, we’ll pay for the roof,” stated Ajai. “But realize this, it maybe with you we’re over and done with”

Astonished, the old man observed, “So after thirty years and paying all the premiums you’ll drop me just like that.”

“As much as we appreciate your business Mr Smith. If you file a claim we’d drop you in nothing flat”

“Gee Ajai it seems like you ought to rebate some money for never filing a claim. You don’t treat you existing customers very well at least at the bank they offered me a free blender”

“Mr Smith, we don’t have any rebate program but if you stop by our office you can pick up a free desk calender”

“Ajai, I don’t know where you live or what you drive but I think you know what you can do with your calendar and your quote”

“Mr Smith, I’m sorry you feel this way, but for your information I live in Bangladesh and drive a cart powered by a goat.”